Wonder Rates.QA Compare
🎯 Quote Engine🔍 Verifier
How this works: each card runs our own /v1/quotelive against MongoDB. We don't call LoanSifter's API — pull the same scenario up in LoanSifter yourself and type the numbers into the "LoanSifter" column; the diff/tolerance badges compute automatically. Your entries are saved in this browser only (localStorage), not sent anywhere. Note: LoanSifter displays LLPA hits as negativepoints; our system stores them as positive point costs — the LLPA badge compares magnitude only. Also — LoanSifter's rate-grid price is already net of LLPA, so type it into "Price (net)" as-is; this page diffs it directly against our adjustedPricewith no further netting. The "LLPA pts" field is an informational cross-check against our LLPA magnitude only — it is not added into the price diff.
uwm

UWM Elite 30yr Plus CYP — Purchase

ELITE_21_30_YEAR_PLUS_CYP · $500,000 / $800,000 · FICO 720 · LTV 62.50% · Purchase · 30d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.
uwm

UWM Elite 30yr Plus CYP — Rate/Term Refi

ELITE_21_30_YEAR_PLUS_CYP · $500,000 / $800,000 · FICO 720 · LTV 62.50% · Rate/Term Refi · 30d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.
uwm

UWM Elite 30yr Plus CYP — Cash-Out

ELITE_21_30_YEAR_PLUS_CYP · $500,000 / $800,000 · FICO 720 · LTV 62.50% · Cash-Out Refi · 30d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.
uwm

UWM Conf Conv 30yr — Purchase, 80% LTV

CONF_CONV_21_30_YEAR · $400,000 / $500,000 · FICO 790 · LTV 80.00% · Purchase · 30d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.
uwm

UWM Cash-Out 90 program — 85% LTV

CONV_CASH_OUT_90_30_YEAR · $425,000 / $500,000 · FICO 700 · LTV 85.00% · Cash-Out Refi · 30d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.
rocket

Rocket 30yr Conforming — Purchase

30_YEAR_FIXED_CONFORMING · $375,000 / $500,000 · FICO 740 · LTV 75.00% · Purchase · 30d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.
amwest

AmWest 30yr Conforming — Purchase, Condo

30_YEAR_FIXED_CONFORMING · $350,000 / $500,000 · FICO 760 · LTV 70.00% · Purchase · 30d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.
nmsi

NMSI 30yr Conforming FNMA — Purchase

30_YEAR_FIXED_CONFORMING_FNMA · $400,000 / $500,000 · FICO 720 · LTV 80.00% · Purchase · 30d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.
uwm

UWM Conf Conv 11-15yr — Purchase, 15-day lock

CONF_CONV_11_15_YEAR · $325,000 / $500,000 · FICO 700 · LTV 65.00% · Purchase · 15d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.
uwm

UWM Elite 30yr — Purchase, 650 FICO / 95% LTV

ELITE_21_30_YEAR · $475,000 / $500,000 · FICO 650 · LTV 95.00% · Purchase · 30d lock
Rate Sheet:
No quote returned — this product/scenario has no rate matrix or LLPA grid in MongoDB right now.